SALE STRUCTURED SETTLEMENT PAYMENTS

This document has been prepared to provide consumption recommendations for sellers of structured settlement payments when we refer to the owner of the structured settlement payments as "you" mdash; the person may or may not really know what you have.structured settlement purchasers

Sometime during legal process, you and your attorney agreed to accept a specific amount of money due to the fact that the other party injured in some way. The legal process is stopped when a formal settlement agreement and the defendant in demand reaches agrees to purchase an annuity from a large insurance company, safe. The annuity is an agreement that addresses the insurance company to make payments to which over a period of time according to a set schedule.

The annuity invests the money of another person on his behalf, as if taken money from a bank and bought a certificate of deposit or funds placed in a money market account. Importantly 2,220 annuity itself is not your property. You do not own the annuity. It was purchased by a third party on your behalf. The purchaser is known as the "Debtor" or "annuity owner". You, however, the owner of a financial asset that has monetary value. That asset is the "right to receive payments," the actual legal right to a certain amount of money to be paid to you in the future in accordance with the schedule of annuities. Sell ​​Structured

 Settlement Payments: Part 1 - Understanding what the owner

The "right to payment" has a present value separately, an actual value of the dollar, at one point in time. As a seller potential settlement payments, you must understand what you have, and what is worth a fair open market. You are selling their "right to receive payments." A buyer is interested in your payments, but that the buyer accepts the fact that the time must pass before the payment is received. Time, as we all know, costs money. It is the job of the seller - "YOU" - to reach a fair agreement with a buyer as to what the time is worth, and what it means for the present value of its payments. Payments are not worth the total amount to be paid in the future, but in smaller amounts based on the time it takes for a buyer for them.structured settlement purchasers

In the next issue of this series will deal directly with what is the present value of future payments FAIR.